{"id":74844,"date":"2024-03-21T07:37:19","date_gmt":"2024-03-21T12:37:19","guid":{"rendered":"https:\/\/www.success.com\/?post_type=podcasts&#038;p=74844"},"modified":"2024-04-02T01:49:44","modified_gmt":"2024-04-02T06:49:44","slug":"rich-regular","status":"publish","type":"podcasts","link":"https:\/\/www.success.com\/podcasts\/rich-regular\/","title":{"rendered":"rich &amp; REGULAR"},"content":{"rendered":"\t\t\t<style type=\"text\/css\"><\/style>\n\t\t\t<div id=\"pp-podcast-3826\" class=\"pp-podcast has-header header-hidden has-featured playerview media-audio\"  data-teaser=\"\" data-elength=\"18\" data-eunit=\"\" data-ppsdata=\"{&quot;ppe-3826-1&quot;:{&quot;title&quot;:&quot;Ep 223: Can you actually afford private school?&quot;,&quot;description&quot;:&quot;&lt;p&gt;&lt;b&gt;\\ud83d\\udc49 Catch us co-hosting the Merging into Life podcast with AAA Northeast! The first 2 episodes are live now, and you can listen on &lt;\\\/b&gt;&lt;a href=&#039;https:\\\/\\\/podcasts.apple.com\\\/us\\\/podcast\\\/merging-into-life\\\/id1744208324&#039;&gt;&lt;b&gt;Apple Podcasts&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; or &lt;\\\/b&gt;&lt;a href=&#039;https:\\\/\\\/magazine.northeast.aaa.com\\\/merging-into-life-podcast\\\/&#039;&gt;&lt;b&gt;here&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;&lt;em&gt; \\ud83d\\udc48&lt;\\\/em&gt;&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;This week we\\u2019re pulling the curtain back on a topic that rarely gets talked about honestly, whether private school is actually affordable\\u2026 even if you can technically write the check.&lt;\\\/p&gt;\\n&lt;p&gt;We\\u2019re not here to shame anyone\\u2019s choices. But if you\\u2019ve ever wondered whether that tuition bill is still worth it, or if you\\u2019ve been secretly thinking about pulling your kid out, we made this one for you. In this episode, we break down:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why the \\u201c$15K a year\\u201d number doesn\\u2019t tell the whole story&lt;\\\/li&gt;\\n&lt;li&gt;The hidden (and not-so-hidden) social costs of private school&lt;\\\/li&gt;\\n&lt;li&gt;How the new national voucher program could raise tuition, not lower it&lt;\\\/li&gt;\\n&lt;li&gt;What the research actually says about outcomes in public vs. private school&lt;\\\/li&gt;\\n&lt;li&gt;A side-by-side comparison of investing the money instead and what that could mean for your child\\u2019s future&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;We also get into the emotional toll of living on the financial edge \\u201cfor the kids,\\u201d the illusion of networking your way into elite circles, and what wealthy families are doing differently that might surprise you.&lt;\\\/p&gt;\\n&lt;p&gt;Whether you\\u2019re team public, private, homeschool or just trying to figure it out, you\\u2019ll leave with better questions, clearer trade-offs, and (hopefully) a little less guilt.&lt;\\\/p&gt;\\n&lt;p&gt;&lt;b&gt;&lt;em&gt;\\u200b\\u200b&lt;\\\/em&gt;&lt;\\\/b&gt;&lt;b&gt;Links:\\u00a0&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Episode 151 &#8211; &lt;a href=&#039;https:\\\/\\\/youtu.be\\\/-3zg3ioX4hE?si=EfXEIBcEUUsVaiaA&#039;&gt;How to raise a \\u201crich\\u201d kid&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;Episode 69 &#8211; &lt;a href=&#039;https:\\\/\\\/podcasts.apple.com\\\/us\\\/podcast\\\/69-investing-for-your-kids\\\/id1562432041?i=1000574661490&#039;&gt;Investing for your kids&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;August 4, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17614588-ep-223-can-you-actually-afford-private-school.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17614588-ep-223-can-you-actually-afford-private-school.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;35:01&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1754341200,&quot;key&quot;:&quot;84c0037d521897d65034e7466d6f14e2&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-2&quot;:{&quot;title&quot;:&quot;Ep 222: Why we don\\u2019t share everything (and what we do instead)&quot;,&quot;description&quot;:&quot;&lt;p&gt;We\\u2019ve been managing money together for almost a decade, and we\\u2019re still learning how to do it better. This episode is part relationship therapy, part financial strategy, and all the things we wish more couples talked about out loud.&lt;\\\/p&gt;\\n&lt;p&gt;We\\u2019re talking about what it really takes to handle money together in a way that works for both people. Because most couples don\\u2019t need to watch each other\\u2019s every move, they just need to feel confident that they\\u2019re on the same page, making good decisions, and able to adjust when life throws something new at them.&lt;\\\/p&gt;\\n&lt;p&gt;You\\u2019ll hear:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why \\u201cjoint accounts\\u201d can still feel deeply one-sided&lt;\\\/li&gt;\\n&lt;li&gt;The habits that sneak in when financial roles are never defined&lt;\\\/li&gt;\\n&lt;li&gt;How resentment builds when responsibility goes unspoken&lt;\\\/li&gt;\\n&lt;li&gt;Why full transparency isn\\u2019t always the solution, and what to build instead&lt;\\\/li&gt;\\n&lt;li&gt;How to set boundaries without starting a fight&lt;\\\/li&gt;\\n&lt;li&gt;Why interdependence is harder (and better) than independence or control&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;&lt;b&gt;Links:\\u00a0&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/aslBrHot3ls?si=S1RIZz42K-EI_OaN&#039;&gt;&lt;b&gt;The financial impact of divorce and breaking the stigma of prenups&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; &lt;\\\/b&gt;with family law attorney and founder of prenups.com, Aaron Thomas&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;July 21, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17541655-ep-222-why-we-don-t-share-everything-and-what-we-do-instead.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17541655-ep-222-why-we-don-t-share-everything-and-what-we-do-instead.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;32:22&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1753131600,&quot;key&quot;:&quot;8c59e91d38cd243629665f546dd847e4&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-3&quot;:{&quot;title&quot;:&quot;Ep 221: How to know if your car is costing too much&quot;,&quot;description&quot;:&quot;&lt;p&gt;A lot of people are feeling financially squeezed right now, and they\\u2019re blaming everything &lt;em&gt;except&lt;\\\/em&gt; their car.&lt;\\\/p&gt;\\n&lt;p&gt;Transportation is one of the top three household expenses. Between longer loans, higher interest rates, pricier insurance, and cars that lose value faster than ever, owning a car has gotten way more expensive in the last few years.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;And yet most of us still treat the car note like it\\u2019s untouchable\\u2026like it just &lt;em&gt;is&lt;\\\/em&gt; what it is.&lt;\\\/p&gt;\\n&lt;p&gt;In this episode, we break down what\\u2019s really changed about car ownership, remind you that you\\u2019re not alone, and walk through what you can actually do if your car costs too much but you still need it to get to work tomorrow.&lt;\\\/p&gt;\\n&lt;p&gt;Need to hear this but don\\u2019t want to admit it? We get it. But this isn\\u2019t about shame\\u2026&lt;\\\/p&gt;\\n&lt;p&gt;Here\\u2019s what we cover:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why the &lt;em&gt;average&lt;\\\/em&gt; car payment is now $745 (new) and $521 (used)&lt;\\\/li&gt;\\n&lt;li&gt;How the pandemic car bubble left so many people upside down on loans&lt;\\\/li&gt;\\n&lt;li&gt;The real cost of owning a car: loan, gas, insurance, maintenance, and depreciation&lt;\\\/li&gt;\\n&lt;li&gt;Signs your car is eating more than its share of your paycheck&lt;\\\/li&gt;\\n&lt;li&gt;What to do if you\\u2019re stuck with a car that no longer fits your life&lt;\\\/li&gt;\\n&lt;li&gt;A reminder that walking away from a car isn\\u2019t failure, it\\u2019s financial maturity&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;July 14, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17502964-ep-221-how-to-know-if-your-car-is-costing-too-much.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17502964-ep-221-how-to-know-if-your-car-is-costing-too-much.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;34:15&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1752508800,&quot;key&quot;:&quot;43924c0697800abe2de2e71c4cb92456&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-4&quot;:{&quot;title&quot;:&quot;Ep 220: How to give yourself a raise without changing jobs&quot;,&quot;description&quot;:&quot;&lt;p&gt;We all want a raise, but what if you didn\\u2019t have to wait for your boss to give you one?&lt;\\\/p&gt;\\n&lt;p&gt;In this episode, we\\u2019re breaking down how to &lt;em&gt;actually&lt;\\\/em&gt; give yourself a raise without changing jobs, negotiating with HR, or picking up a side hustle. From canceling forgotten subscriptions to rethinking professional services, we&amp;apos;re exposing the cash leaks hiding in plain sight and showing you how to reclaim money that&amp;apos;s already yours.&lt;\\\/p&gt;\\n&lt;p&gt;If you\\u2019re looking for a 2025 mid-year financial review project that will have a real impact, this is it.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;You\\u2019ll learn how to:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Stop paying for things you no longer use or value, including everyday services that quietly function like subscriptions&lt;\\\/li&gt;\\n&lt;li&gt;Use AI (yes, really) to audit your spending without uploading sensitive financial info&lt;\\\/li&gt;\\n&lt;li&gt;Revisit your debt terms to lower your interest or improve your cash flow&lt;\\\/li&gt;\\n&lt;li&gt;Treat PTO and work benefits like the paycheck boosters they are&lt;\\\/li&gt;\\n&lt;li&gt;Rebuild confidence by remembering you &lt;em&gt;can&lt;\\\/em&gt; do more for yourself if you need or choose to&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;Because you know what they say\\u2026it ain\\u2019t always about how much you earn, it\\u2019s how much you keep\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;&lt;b&gt;Links:&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/podcasts.apple.com\\\/us\\\/podcast\\\/ep-177-choosing-a-debt-payoff-strategy-and-why\\\/id1562432041?i=1000666672811&#039;&gt;Episode 177 &#8211; Choosing a Debt Payoff Strategy and why it matters how you approach it\\u00a0&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;Mid-Year Financial Review Archives\\n&lt;ul&gt;\\n&lt;li&gt;2024 &#8211; Ep 171: &lt;a href=&#039;https:\\\/\\\/podcasts.apple.com\\\/us\\\/podcast\\\/ep-171-why-you-need-a-brokerage-account-the-swiss\\\/id1562432041?i=1000662318347&#039;&gt;Why you need a brokerage account&lt;\\\/a&gt; (the Swiss Army knife of investing)\\u00a0&lt;\\\/li&gt;\\n&lt;li&gt;2023 &#8211; Ep 121: &lt;a href=&#039;https:\\\/\\\/podcasts.apple.com\\\/us\\\/podcast\\\/ep-121-mid-year-review-financially-conquer-the-second\\\/id1562432041?i=1000622932331&#039;&gt;Mid-Year Review: Financially Conquer the Second Half of the Year&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;2022 &#8211; Ep 67: &lt;a href=&#039;https:\\\/\\\/podcasts.apple.com\\\/us\\\/podcast\\\/rich-regular-with-kiersten-and-julien-saunders\\\/id1562432041?i=1000570329587&#039;&gt;Conducting your mid-year financial review\\u00a0&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;&lt;b&gt;&lt;br \\\/&gt;&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;July 7, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17465973-ep-220-how-to-give-yourself-a-raise-without-changing-jobs.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17465973-ep-220-how-to-give-yourself-a-raise-without-changing-jobs.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;37:29&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1751918400,&quot;key&quot;:&quot;9298810f6218e40298eca782971a2b0f&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-5&quot;:{&quot;title&quot;:&quot;Ep 219: What our book &#8216;Cashing Out&#8217; still gets right 3 years later\\u2026&quot;,&quot;description&quot;:&quot;&lt;p&gt;When we published our book Cashing Out in 2022, we knew we were making bold claims about work, money, and freedom. What we didn\\u2019t know was just how fast the world would catch up to them.&lt;\\\/p&gt;\\n&lt;p&gt;In this episode, we revisit our book 3 years after its release to reflect on the stories, predictions, and uncomfortable truths that still hold up in 2025. We also share what we\\u2019ve learned since, and why the book continues to resonate with people across different industries, life stages, and income levels.&lt;\\\/p&gt;\\n&lt;p&gt;You\\u2019ll hear:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;\\u00a0Why Cashing Out still ranks in the Top 250 Budgeting &amp; Money Management books on Amazon&lt;\\\/li&gt;\\n&lt;li&gt;\\u00a0Why financial independence was always about identity, not just math&lt;\\\/li&gt;\\n&lt;li&gt;\\u00a0What we saw coming with AI, leadership churn, and the collapse of \\u201csafe\\u201d careers&lt;\\\/li&gt;\\n&lt;li&gt;\\u00a0The surprising reason your first dollar outside of work changes everything&lt;\\\/li&gt;\\n&lt;li&gt;\\u00a0Why over-specialization and \\u201ccareer loyalty\\u201d quietly keep people stuck&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;We also share our reflections on the book\\u2019s impact and what we\\u2019d add if we wrote it today.&lt;\\\/p&gt;\\n&lt;p&gt;If you haven\\u2019t read Cashing Out yet, now\\u2019s a perfect time. And if you\\u2019ve already read it, it\\u2019s a great time to read it again with your 2025 eyes.&lt;\\\/p&gt;\\n&lt;p&gt;Last but not least, if you know someone starting their career or rethinking their future, it makes a great gift&lt;\\\/p&gt;\\n&lt;p&gt;&lt;b&gt;Links:\\u00a0&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/www.amazon.com\\\/Cashing-Out-Wealth-Game-Walking\\\/dp\\\/B09NQM1QL2?_encoding=UTF8&amp;qid=1647907698&amp;sr=8-1&amp;linkCode=sl1&amp;tag=richandregu03-20&amp;linkId=7e7e485df8bfabfab05e5f81d7f6b8a4&amp;language=en_US&amp;ref_=as_li_ss_tl&#039;&gt;&lt;b&gt;Cashing Out Audiobook&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/www.amazon.com\\\/Cashing-Out-Wealth-Game-Walking\\\/dp\\\/0593329554\\\/ref=tmm_hrd_swatch_0?_encoding=UTF8&amp;qid=1647907698&amp;sr=8-1&#039;&gt;&lt;b&gt;Cashing Out Hardcover&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;\\u00a0&lt;\\\/b&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/www.amazon.com\\\/Cashing-Out-Wealth-Game-Walking-ebook\\\/dp\\\/B09NK664ND\\\/ref=tmm_kin_swatch_0?_encoding=UTF8&amp;qid=1647907698&amp;sr=8-1&#039;&gt;&lt;b&gt;Cashing Out Kindle &lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;\\u00a0&lt;\\\/b&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;July 2, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17436193-ep-219-what-our-book-cashing-out-still-gets-right-3-years-later.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17436193-ep-219-what-our-book-cashing-out-still-gets-right-3-years-later.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;36:02&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1751457600,&quot;key&quot;:&quot;81bc1f0c3ba8230b6d108f903c3dc4c9&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-6&quot;:{&quot;title&quot;:&quot;Ep 218: What to do with your money when the world feels unstable&quot;,&quot;description&quot;:&quot;&lt;p&gt;This week\\u2019s episode is a rare one that we recorded the same day it\\u2019s released, because\\u2026 well, life is happening fast.&lt;\\\/p&gt;\\n&lt;p&gt;After taking a much-needed break, we returned to headlines that changed the tone of the summer and the temperature of the market. In this episode, we\\u2019re talking about how to manage your investments during times of global instability and uncertainty. This isn\\u2019t advice or hype, it\\u2019s our perspective, grounded in history, patterns, and what actually works.&lt;\\\/p&gt;\\n&lt;p&gt;We\\u2019re not here to guess what happens next. Our goal is to inspire you to think better, especially when everything feels chaotic.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;We cover:\\u00a0&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;How market reactions to conflict usually play out (with receipts)&lt;\\\/li&gt;\\n&lt;li&gt;The difference between bad news and uncertainty, and why markets care more about the latter&lt;\\\/li&gt;\\n&lt;li&gt;Why mimicking \\u201cinsider\\u201d trades or reacting to media spin is riskier than it looks&lt;\\\/li&gt;\\n&lt;li&gt;The 3 big reasons why trying to capitalize on global conflict backfires&lt;\\\/li&gt;\\n&lt;li&gt;What you can do if you\\u2019re tempted to make a move anyway&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;Whether you\\u2019re just getting started with investing or feeling anxious about protecting your gains, this episode is designed to keep you cool when the headlines are anything but.&lt;\\\/p&gt;\\n&lt;p&gt;&lt;b&gt;Links:\\u00a0&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/LMuk39jJL8Q?si=lyBRAkqFn4M0ezXn&#039;&gt;Ep 211: what tariffs teach us about financial literacy&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/VaoPIQJPTcQ?si=MsCivRuW-Mc_clP_&#039;&gt;Ep 188: the political divide is more than just red vs. blue&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;Our investing class &#8211; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;Making Money Grow\\u00a0&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;June 23, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17384954-ep-218-what-to-do-with-your-money-when-the-world-feels-unstable.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17384954-ep-218-what-to-do-with-your-money-when-the-world-feels-unstable.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;34:39&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1750712400,&quot;key&quot;:&quot;911ec7c9a667d1638a406a9f4abfb59a&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-7&quot;:{&quot;title&quot;:&quot;Ep 217: The $40 Billion Hobby | How to Stop Overspending on Youth Sports&quot;,&quot;description&quot;:&quot;&lt;p&gt;Youth sports are not just sports anymore. They\\u2019re a $40 billion+ industry and in this episode, we\\u2019re getting all the way into it.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;We\\u2019re talking about the emotional pressure, the social expectations, the team group chats, the $75 photo packages that somehow still exist in 2025, and why nobody tells you the signup fee is just the beginning. Whether you&amp;apos;re new to the world of cleats and concession stands or already halfway through a season with three backup uniforms and a mini mortgage in gear, this episode will help you take a breath and get a grip.&lt;\\\/p&gt;\\n&lt;p&gt;We break down the four types of spending most sports parents face:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Sign-up costs (AKA the cover charge)&lt;\\\/li&gt;\\n&lt;li&gt;Gear and equipment (plural. Always plural.)&lt;\\\/li&gt;\\n&lt;li&gt;Lifestyle expenses (snacks, meals, coach gifts, and \\u201cteam bonding\\u201d events that cost real money)&lt;\\\/li&gt;\\n&lt;li&gt;Development extras (private lessons, apps, camps, and the \\u201cjust in case they\\u2019re great\\u201d category)&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;We also cover several practical tips like the importance of setting a seasonal sports budget that your kid can help manage, why used gear is your best friend and where to find it, and the right time to say no and how to skip guilt with it.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;Whether you&amp;apos;re trying to be the &#8221;fun&#8221; parent, the budget-conscious one, or just trying not to lose your mind, this one\\u2019s for anyone raising kids in sports.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;&lt;b&gt;Links:\\u00a0&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/projectplay.org\\\/news\\\/2025\\\/2\\\/24\\\/project-play-survey-family-spending-on-youth-sports-rises-46-over-five-years#:~:text=%E2%80%9CFirst%2C%20space%20is%20at%20a,also%20increases%20annual%20participation%20costs.&#039;&gt;&lt;b&gt;Project Play survey&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;: Family spending on youth sports rises 46% over five years&lt;\\\/b&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/TTKyjA-J47I?si=twKl4D8Q5KAgVVqf&#039;&gt;&lt;b&gt;Episode 183 &#8211; Why NIL is a game changer for young athletes&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;June 9, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17306037-ep-217-the-40-billion-hobby-how-to-stop-overspending-on-youth-sports.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17306037-ep-217-the-40-billion-hobby-how-to-stop-overspending-on-youth-sports.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;40:29&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1749481200,&quot;key&quot;:&quot;1a341a8d6a807c2d617d6a6003ca9b90&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-8&quot;:{&quot;title&quot;:&quot;Ep 216: 3 questions to ask before you quit your job (that have nothing to do with money)&quot;,&quot;description&quot;:&quot;&lt;p&gt;In this episode, we\\u2019re talking about how to know when it\\u2019s REALLY time to go. Not when your manager makes it unbearable, not when the reorg finally hits, but when YOU decide that staying is costing more than it\\u2019s worth.&lt;\\\/p&gt;\\n&lt;p&gt;We break down the three questions that have helped us walk away from \\u201cgood\\u201d jobs and build a better life on the other side. We talk about what your job is teaching you (even when you\\u2019re not paying attention), how to tell if you have any say in your future there, and why asking \\u201cwould I say yes to this job today?\\u201d might be the cleanest filter of all.&lt;\\\/p&gt;\\n&lt;p&gt;You\\u2019ll also hear:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;The truth about paper-pushing, middle management, and the skill sets that aren\\u2019t really transferable&lt;\\\/li&gt;\\n&lt;li&gt;Why some jobs don\\u2019t just feel like relationships, they &lt;em&gt;are&lt;\\\/em&gt; emotional traps&lt;\\\/li&gt;\\n&lt;li&gt;How to rebuild self-trust before you make your next move&lt;\\\/li&gt;\\n&lt;li&gt;What it means to leave with your dignity intact and why that\\u2019s the real win&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;If you\\u2019re at a career crossroads or know someone who is, this one\\u2019s for you.&lt;\\\/p&gt;\\n&lt;p&gt;&lt;\\\/p&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;June 2, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17270193-ep-216-3-questions-to-ask-before-you-quit-your-job-that-have-nothing-to-do-with-money.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17270193-ep-216-3-questions-to-ask-before-you-quit-your-job-that-have-nothing-to-do-with-money.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;43:40&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1748901600,&quot;key&quot;:&quot;23acd487b5767db7cc55d1dce2c991b2&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-9&quot;:{&quot;title&quot;:&quot;Ep 215: The 3 spending personalities and how to budget with yours&quot;,&quot;description&quot;:&quot;&lt;p&gt;Most money advice assumes you\\u2019re either bad at math or just need more discipline, but what if the real reason your budget isn\\u2019t working is because it was never designed for &lt;em&gt;how you actually spend&lt;\\\/em&gt;?&lt;\\\/p&gt;\\n&lt;p&gt;In this episode, we revisit a section from our book &lt;em&gt;Cashing Out&lt;\\\/em&gt; that recently got new life thanks to a great piece written by our friend Leo Aquino for &lt;em&gt;Business Insider&lt;\\\/em&gt;. It\\u2019s all about the three emotional spending profiles we\\u2019ve seen over and over again: Fast Spenders, Financially Insecure, and what we call &#8221;The Middle&#8221;.&lt;\\\/p&gt;\\n&lt;p&gt;And no, these aren\\u2019t zodiac signs. You\\u2019re not locked in for life, but recognizing your dominant spending energy &lt;em&gt;right now&lt;\\\/em&gt; can help you stop fighting your habits and start building wealth around them.&lt;\\\/p&gt;\\n&lt;p&gt;We break down what drives each type\\u2019s spending behavior, what actually works for them (that they\\u2019ll stick with), and what absolutely does &lt;em&gt;not&lt;\\\/em&gt; work, no matter how many times the internet suggests it.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;Links:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/www.amazon.com\\\/Cashing-Out-Wealth-Game-Walking-ebook\\\/dp\\\/B09NK664ND\\\/ref=tmm_kin_swatch_0?_encoding=UTF8&amp;qid=1647907698&amp;sr=8-1&#039;&gt;&lt;em&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/em&gt;&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;\\u00a0Leo Aquino\\u2019s article on &lt;em&gt;Business Insider&lt;\\\/em&gt; &#8211; &lt;a href=&#039;https:\\\/\\\/www.businessinsider.com\\\/early-retirees-how-types-of-spenders-build-wealth-2025-5&#039;&gt;How 3 Types of Spenders Can Build Wealth\\u00a0&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;May 26, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17228920-ep-215-the-3-spending-personalities-and-how-to-budget-with-yours.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17228920-ep-215-the-3-spending-personalities-and-how-to-budget-with-yours.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;49:23&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1748286000,&quot;key&quot;:&quot;9a1f48dfc8cca3dee37b4d271e14fd26&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-10&quot;:{&quot;title&quot;:&quot;Ep 214: Get paid to learn: Our advice for the Class of 2025&quot;,&quot;description&quot;:&quot;&lt;p&gt;Every year, we set aside an episode just for new grads, and this year\\u2019s version is an evolved view of last year\\u2019s advice to \\u201cGet Paid\\u201d. Because let\\u2019s keep it a buck, the Class of 2025 is graduating into a &lt;em&gt;mess.&lt;\\\/em&gt;&lt;\\\/p&gt;\\n&lt;p&gt;The job market is weird, AI is replacing entry-level work, internships aren\\u2019t converting, and employers say they\\u2019re hiring, but for what? Meanwhile, everything is expensive and everyone online is yelling about branding yourself by Tuesday.&lt;\\\/p&gt;\\n&lt;p&gt;So in this episode, we\\u2019re flipping the script on the typical \\u201cfollow your dreams\\u201d fluff and offering a much-needed mindset shift: Get paid to learn. Not just money, not just skills. Both. Because learning is leverage and knowing how to spot a valuable opportunity might be the most important skill of all.&lt;\\\/p&gt;\\n&lt;p&gt;This one\\u2019s for grads, career switchers, freelancers, and frankly anyone who wants to learn how to assess opportunities based on what they &lt;em&gt;give&lt;\\\/em&gt; you, not just what they &lt;em&gt;demand&lt;\\\/em&gt;.&lt;\\\/p&gt;\\n&lt;p&gt;We talk about:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why \\u201cgetting paid to learn\\u201d is the new cheat code for a strange economy&lt;\\\/li&gt;\\n&lt;li&gt;The difference between being used vs. being taught and how to tell&lt;\\\/li&gt;\\n&lt;li&gt;Why not every low-paying job is a bad one (and not every high-paying one is good)&lt;\\\/li&gt;\\n&lt;li&gt;How to ask better questions in interviews that reveal the &lt;em&gt;real&lt;\\\/em&gt; value of a job&lt;\\\/li&gt;\\n&lt;li&gt;How Kiersten builds her learning budget&lt;\\\/li&gt;\\n&lt;li&gt;A personal story from Julien about how a $40K contractor role helped build a six-figure skillset&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;&lt;b&gt;Links:\\u00a0&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;b&gt;Episode 203 &#8211; &lt;\\\/b&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/QbPftFXbcy8?si=GOGbmXVYvTnO8_Ix&#039;&gt;&lt;b&gt;Gen Z deserves better financial advice&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;b&gt;Episode 164 &#8211; &lt;\\\/b&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/coW0ls1KUtY?si=eSyOlyAQU_uiATmv&#039;&gt;&lt;b&gt;The New Rules of Success (Advice for Class of 2024)&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;May 19, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17189155-ep-214-get-paid-to-learn-our-advice-for-the-class-of-2025.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17189155-ep-214-get-paid-to-learn-our-advice-for-the-class-of-2025.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;43:44&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1747663200,&quot;key&quot;:&quot;cf2a9ec8c90d46972fc3402f5e1544cf&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-11&quot;:{&quot;title&quot;:&quot;Ep 213: How to make extra money without starting a side hustle&quot;,&quot;description&quot;:&quot;&lt;p&gt;Sometimes you need a little extra money, but what you &lt;em&gt;don\\u2019t&lt;\\\/em&gt; need is another boss, a second shift, or a business plan you\\u2019ll never finish. In this episode, we\\u2019re walking through some of the most overlooked ways to earn extra income. Everything from plasma donation, junk hauling, voiceovers, waiting in line, and a few others I can\\u2019t put in the description without attracting a bunch of bots.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;We\\u2019re challenging the idea that income only comes from jobs. We talk about the emotional (and sometimes physical) tradeoffs, how to spot seasonal bonuses and low-competition opportunities, and why the best side hustles &lt;em&gt;don\\u2019t&lt;\\\/em&gt; always look like work.&lt;\\\/p&gt;\\n&lt;p&gt;These are the kind of gigs that don\\u2019t require a r\\u00e9sum\\u00e9 or a 5-year commitment, just a willingness to try something different. Whether you\\u2019re saving for a trip, refilling your emergency fund, or just need to solve a $500 problem fast, there\\u2019s something in here for you.&lt;\\\/p&gt;\\n&lt;p&gt;In this episode, we cover:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why so many people default to getting another job and what to try instead&lt;\\\/li&gt;\\n&lt;li&gt;The emotional cost of \\u201cjust one more shift\\u201d when you\\u2019re already stretched thin&lt;\\\/li&gt;\\n&lt;li&gt;How overlooked, seasonal, or location-based gigs can fill a short-term income gap&lt;\\\/li&gt;\\n&lt;li&gt;The surprising ways people are using their bodies, tools, and free time to get paid&lt;\\\/li&gt;\\n&lt;li&gt;What makes a side hustle worth doing &lt;em&gt;without&lt;\\\/em&gt; turning into a second career&lt;\\\/li&gt;\\n&lt;li&gt;How to think creatively about short bursts of work that solve real-life money problems&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;May 12, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17144431-ep-213-how-to-make-extra-money-without-starting-a-side-hustle.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17144431-ep-213-how-to-make-extra-money-without-starting-a-side-hustle.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;40:00&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1747058400,&quot;key&quot;:&quot;aa95deffcffdf5180128d1b435f3ca27&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-12&quot;:{&quot;title&quot;:&quot;Ep 212: If you\\u2019ve ever worked for yourself (or dreamed about it), hit play&quot;,&quot;description&quot;:&quot;&lt;p&gt;This week\\u2019s episode is about decision-making and how to know what\\u2019s actually worth it when you work for yourself.&lt;\\\/p&gt;\\n&lt;p&gt;We recorded this right after speaking at a conference in Jamaica where we walked through some of our own real-life crossroads as business owners with a group of entrepreneurs. The talk resonated so deeply, the only feedback we got was: \\u201cCan you just put this all on one page?\\u201d&lt;\\\/p&gt;\\n&lt;p&gt;This is our answer to that.&lt;\\\/p&gt;\\n&lt;p&gt;We\\u2019re talking about those high-stakes, low-certainty moments every entrepreneur, side hustler, or freelancer has to face eventually like what to sell, when to say yes, how to price your work, when to hire help, whether to spend or play it safe. And, maybe most importantly, how to move when the pressure\\u2019s on and the money feels tight (or even when it\\u2019s flowing).&lt;\\\/p&gt;\\n&lt;p&gt;We get into:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why emotional decisions are so expensive&lt;\\\/li&gt;\\n&lt;li&gt;What Annie Duke\\u2019s poker strategy has to do with entrepreneurship&lt;\\\/li&gt;\\n&lt;li&gt;The $500 mistake we made early on that cost us double&lt;\\\/li&gt;\\n&lt;li&gt;How to protect yourself from thinking too small without blowing your budget&lt;\\\/li&gt;\\n&lt;li&gt;And the biggest difference between people who survive in business and people who burn out early&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;Whether you\\u2019re self-employed, freelancing, or bootstrapping something new, your decision-making process should match the size of what you\\u2019re trying to build. If you\\u2019ve ever felt like your goals were too big or your fears were too loud\\u2026 this one\\u2019s for you.&lt;\\\/p&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;May 5, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17102930-ep-212-if-you-ve-ever-worked-for-yourself-or-dreamed-about-it-hit-play.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17102930-ep-212-if-you-ve-ever-worked-for-yourself-or-dreamed-about-it-hit-play.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;42:53&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1746464400,&quot;key&quot;:&quot;9bcc64f04dc0c854637ceedba61c8048&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-13&quot;:{&quot;title&quot;:&quot;Ep 211: What tariffs teach us about Financial Literacy&quot;,&quot;description&quot;:&quot;&lt;p&gt;It&amp;apos;s the last Monday of Financial Literacy Month 2025, and unless you\\u2019ve been living under a rock or blissfully disconnected, you\\u2019ve probably heard the noise about tariffs lately. U.S. tariffs on Chinese imports are climbing as high as 145%, with threats to go even higher. And while it\\u2019s tempting to think that\\u2019s a political issue, the truth is tariffs effect your wallet and budget.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;In this episode, we\\u2019re breaking down what tariffs actually are, how they distort prices, and why understanding how prices are shaped has never been more important. Because if you don&amp;apos;t understand how prices are set, you don\\u2019t really understand how money moves, and in a world where price tags lie, shrink, surge, and shapeshift every few months, that&amp;apos;s not just an economic problem. That&amp;apos;s a literacy problem.&lt;\\\/p&gt;\\n&lt;p&gt;We cover:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why it\\u2019s so hard to\\u00a0 just &#8221;make everything in America&#8221;, even if you want to&lt;\\\/li&gt;\\n&lt;li&gt;How companies quietly pass tariff costs onto you and how to spot it&lt;\\\/li&gt;\\n&lt;li&gt;Real-world tools to build price literacy and become a sharper consumer and investor&lt;\\\/li&gt;\\n&lt;li&gt;What it means to see yourself as part of the global exchange, and why that gives you more financial power, not less.&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;Links:\\u00a0&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/reel\\\/DIbVTgrAchl\\\/&#039;&gt;Kim Lewis reel on luxury prices&lt;\\\/a&gt; (bonus: watch our interview with Kim &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/watch?v=Vt3lcO5VrKs&amp;t=8s&#039;&gt;here&lt;\\\/a&gt;)\\u00a0&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/camelcamelcamel.com\\\/&#039;&gt;CamelCamelCamel&lt;\\\/a&gt; &#8211; Amazon Price Tracker&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/support.google.com\\\/chrome\\\/answer\\\/11625545?hl=en&amp;co=GENIE.Platform%3DDesktop&#039;&gt;Google Chrome Price Tracker\\u00a0&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;April 28, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17055794-ep-211-what-tariffs-teach-us-about-financial-literacy.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17055794-ep-211-what-tariffs-teach-us-about-financial-literacy.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;40:41&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1745841600,&quot;key&quot;:&quot;ace6c49f458ff3991845e6987d884fda&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-14&quot;:{&quot;title&quot;:&quot;Ep 210: Everything you were never taught about bankruptcy&quot;,&quot;description&quot;:&quot;&lt;p&gt;This week, we\\u2019re breaking down bankruptcy in the way it should\\u2019ve been explained all along: without shame, without legal jargon, and without the \\u201cwomp womp\\u201d energy we\\u2019ve all been taught to bring to it.&lt;\\\/p&gt;\\n&lt;p&gt;You\\u2019ve probably heard of Chapter 7. Maybe even Chapter 13. But unless you\\u2019ve filed for bankruptcy, or know someone who has, you\\u2019ve likely never learned what it actually &lt;em&gt;means&lt;\\\/em&gt;.&lt;\\\/p&gt;\\n&lt;p&gt;We kick things off with the viral rise of the \\u201cdebt strike\\u201d trend on TikTok and Instagram, where people are publicly declaring they\\u2019re done paying back debt and explore what it says about our cultural relationship to money, morality, and relief.&lt;\\\/p&gt;\\n&lt;p&gt;Then we get into:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;What Chapter 7, Chapter 13, and Chapter 11 actually are&lt;\\\/li&gt;\\n&lt;li&gt;Who qualifies and how&lt;\\\/li&gt;\\n&lt;li&gt;What a \\u201cmeans test\\u201d is and how it works&lt;\\\/li&gt;\\n&lt;li&gt;What happens to your credit score and your sanity&lt;\\\/li&gt;\\n&lt;li&gt;The real costs (financial, emotional, and social) of filing&lt;\\\/li&gt;\\n&lt;li&gt;And why bankruptcy might more of a mental health intervention than we give credit for\\u00a0&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;Along the way, we myth-bust the stereotypes and unpack why bankruptcy, like divorce, might just be a legal reset that deserves more empathy and way less side-eye.&lt;\\\/p&gt;\\n&lt;p&gt;Links:\\u00a0&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/0U0pXu3SJP8?si=vCLide_RU5puV-o9&#039;&gt;&lt;b&gt;Episode 174&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;: &lt;\\\/b&gt;A spike in bankruptcy (Topic #2)\\u00a0&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;April 21, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17014008-ep-210-everything-you-were-never-taught-about-bankruptcy.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/17014008-ep-210-everything-you-were-never-taught-about-bankruptcy.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;42:52&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1745247600,&quot;key&quot;:&quot;5ab591b700c2f45a629662fb74bef50b&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-15&quot;:{&quot;title&quot;:&quot;Ep 209: Getting paid to move? Is moving two states over the new expat life?&quot;,&quot;description&quot;:&quot;&lt;p&gt;What if we told you there are cities in the U.S. that will pay you to live there?&lt;\\\/p&gt;\\n&lt;p&gt;In this episode, we&amp;apos;re following up on our popular expat conversation with a deep dive into domestic relocation incentives. We\\u2019re talking cash grants, down payment assistance, tax breaks, bikes, and even golf memberships offered by places you may have never considered calling home. Think Jackson, Michigan. Pawnee City, Nebraska. Topeka, Kansas. Tulsa, Oklahoma. Yes, they\\u2019re real places, and they\\u2019re putting real money on the table.&lt;\\\/p&gt;\\n&lt;p&gt;If you\\u2019ve ever felt stuck in an expensive city, or fantasized about starting fresh but didn\\u2019t know where to start, or if you\\u2019re just tired of stretching every dollar, this episode is for you. But before you start packing, let\\u2019s talk fine print.&lt;\\\/p&gt;\\n&lt;p&gt;We break down:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why the U.S. is basically 50 mini countries in a trench coat (and no, that\\u2019s not us being dramatic, it\\u2019s federalism)&lt;\\\/li&gt;\\n&lt;li&gt;How states differ more than you think, from taxes and politics to culture and cost of living&lt;\\\/li&gt;\\n&lt;li&gt;Why moving two states over might require just as much mindset work as moving abroad&lt;\\\/li&gt;\\n&lt;li&gt;What the actual catches are in these incentive programs (spoiler alert: it\\u2019s not free money, and yes, some of y\\u2019all might have to check in like you\\u2019re on parole)&lt;\\\/li&gt;\\n&lt;li&gt;How to research a city\\u2019s vibe without getting on a plane, from Facebook groups to Yelp reviews to Google Maps street view\\u00a0&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;&lt;b&gt;Links:\\u00a0&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/dzvcY5ngN_A?si=2NgcvfWCtIX_gxSF&#039;&gt;Episode 205&lt;\\\/a&gt; &#8211; Expat Life: how to test the waters and decide if you should dive in&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/www.makemymove.com&#039;&gt;MakeMyMove.com&lt;\\\/a&gt; \\u2013 Find relocation incentive programs&lt;\\\/li&gt;\\n&lt;li&gt;Reddit subs: &lt;a href=&#039;https:\\\/\\\/www.reddit.com\\\/r\\\/relocating\\\/&#039;&gt;r\\\/relocating&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.reddit.com\\\/r\\\/digitalnomad\\\/&#039;&gt;r\\\/digitalnomad&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;Zillow, CNET, NY Post listicles (search \\u201ccities that will pay you to move 2025\\u201d)&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;April 14, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16976309-ep-209-getting-paid-to-move-is-moving-two-states-over-the-new-expat-life.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16976309-ep-209-getting-paid-to-move-is-moving-two-states-over-the-new-expat-life.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;37:47&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1744646400,&quot;key&quot;:&quot;6afcfaad8e4c1db9df05f2331fd7540a&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-16&quot;:{&quot;title&quot;:&quot;Ep 208: Van Life and why living in a car still freaks people out&quot;,&quot;description&quot;:&quot;&lt;p&gt;Most people aren\\u2019t neutral about the idea of living in a car, and that\\u2019s exactly why we needed to talk about it.&lt;\\\/p&gt;\\n&lt;p&gt;This week, we dig into the stigma, structure, and stories behind van life. It\\u2019s not a guide on how to gut a Sprinter or stealth-camp in a Target parking lot, it\\u2019s a deeper exploration of what it means to live differently and why that still freaks people out.&lt;\\\/p&gt;\\n&lt;p&gt;From the viral story of Dawn Robinson of En Vogue (yes, *&lt;em&gt;that*&lt;\\\/em&gt; Dawn) who shared that she\\u2019s been living in her car &lt;em&gt;by choice&lt;\\\/em&gt; for the past three years, to our personal stories of barbers, truckers, and friends navigating life on the margins of \\u201ctraditional\\u201d housing, we cover the full terrain of what it means to opt out of the norm. Spoiler alert: it\\u2019s complicated.&lt;\\\/p&gt;\\n&lt;p&gt;We cover:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why alternative housing is still treated as \\u201cfailure\\u201d unless it\\u2019s influencer-approved&lt;\\\/li&gt;\\n&lt;li&gt;The invisible infrastructure that makes van life even possible and why it\\u2019s not always fully \\u201coff-the-grid\\u201d&lt;\\\/li&gt;\\n&lt;li&gt;Why HUD, housing policy, and language matter more than you think&lt;\\\/li&gt;\\n&lt;li&gt;The difference between choosing van life vs. surviving it&lt;\\\/li&gt;\\n&lt;li&gt;How Black culture relates to nontraditional housing, and why we don\\u2019t often see ourselves in the #vanlife aesthetic&lt;\\\/li&gt;\\n&lt;li&gt;The emotional, financial, and logistical costs of so-called \\u201cfreedom\\u201d&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;This is one of those \\u201csit with it\\u201d episodes. It\\u2019s not about romanticizing struggle or glamorizing minimalism, it\\u2019s about challenging the way we define dignity, shelter, success, and the American dream.&lt;\\\/p&gt;\\n&lt;p&gt;Because let\\u2019s be honest: if someone &lt;em&gt;chooses&lt;\\\/em&gt; to live in a van and finds peace, why does it make the rest of us so uncomfortable?&lt;\\\/p&gt;\\n&lt;p&gt;&lt;em&gt;Listen in. Challenge your definitions. And maybe, just maybe, reconsider what home really means.&lt;\\\/em&gt;&lt;\\\/p&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;April 7, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16933404-ep-208-van-life-and-why-living-in-a-car-still-freaks-people-out.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16933404-ep-208-van-life-and-why-living-in-a-car-still-freaks-people-out.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;41:45&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1744052400,&quot;key&quot;:&quot;bbaf335236830db8939ae18a9d9ecfdb&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-17&quot;:{&quot;title&quot;:&quot;Ep 207: 3 practical tips for couples living on one income right now&quot;,&quot;description&quot;:&quot;&lt;p&gt;This week, we\\u2019re sharing 3 of our best tips on how to live on a single income. It&amp;apos;s a topic that might feel distant, perhaps even undesirable, but for many, it&amp;apos;s becoming an increasingly relevant concern.&lt;\\\/p&gt;\\n&lt;p&gt;We&amp;apos;ve lived the single-income life by choice and by circumstance. It&amp;apos;s not always pretty, but it can be done. And sometimes, being forced to tighten your belt is the exact kick in the pants you need to get your financial house in order.&lt;\\\/p&gt;\\n&lt;p&gt;Whether you choose to live on one income as some kind of FIRE-adjacent power move, or you\\u2019re forced into it by circumstances beyond your control, the real challenge isn\\u2019t just the spreadsheet gymnastics. It&amp;apos;s the people part.&lt;\\\/p&gt;\\n&lt;p&gt;So this episode gets into the conversations, the compromises, and the potential points of friction that can arise in a partnership when resources become more constrained.&lt;\\\/p&gt;\\n&lt;p&gt;We discuss:\\u00a0&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;b&gt;Addressing the emotional landscape:&lt;\\\/b&gt;\\u00a0Living on one income throws all sorts of messy emotions into the mix. Who gets to spend? Who\\u2019s giving up more? Is this forever, or just until something changes? These aren&amp;apos;t spreadsheet questions, they\\u2019re relationship questions..&lt;\\\/li&gt;\\n&lt;li&gt;&lt;b&gt;How to make negotiation your new love language:\\u00a0&lt;\\\/b&gt;We break down how to negotiate fairly as you create a budget when the stakes feel high and everyone&amp;apos;s nerves are shot&lt;\\\/li&gt;\\n&lt;li&gt;&lt;b&gt;Getting more comfortable saying No&lt;\\\/b&gt;: Living on one income means saying &#8221;no&#8221;&#8230; a lot. To your partner, to your kids, to your friends, and maybe most importantly, to yourself. We unpack the guilt that inevitably comes with that, especially when you feel like you&amp;apos;re letting people down.&lt;\\\/li&gt;\\n&lt;li&gt;&lt;b&gt;Strategic decluttering and selling your stuff with intention:&lt;\\\/b&gt;\\u00a0The process of selling personal items for cash can be more emotionally involved than it appears. We talk about the surprisingly emotional process of selling your belongings and how to actually make it work, practically and emotionally.&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;Links:\\u00a0&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/a.co\\\/d\\\/fulF9ok&#039;&gt;Cashing Out: Win the Wealth Game by Walking Away &lt;\\\/a&gt;by Julien and Kiersten Saunders\\u00a0&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/a.co\\\/d\\\/dkaqUuh&#039;&gt;The Two-Income Trap&lt;\\\/a&gt; by Elizabeth Warren and Amelia Warren Tyagi\\u00a0&lt;\\\/li&gt;\\n&lt;li&gt;Episode 155: &lt;a href=&#039;https:\\\/\\\/youtu.be\\\/VXxohiJCQV8?si=mM-of5ryT6PESoAf&#039;&gt;The FinTech Toolkit\\u00a0&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;Episode 149:&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/w_Er6noJMBQ?si=9EyDfxKwkBqmwljL&#039;&gt; Buying used vs. new&lt;\\\/a&gt;\\u00a0&lt;\\\/li&gt;\\n&lt;li&gt;Episode 130: &lt;a href=&#039;https:\\\/\\\/podcasts.apple.com\\\/us\\\/podcast\\\/ep-130-how-to-sell-your-stuff-online\\\/id1562432041?i=1000629893805&#039;&gt;How to sell your stuff online\\u00a0&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;March 31, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16889288-ep-207-3-practical-tips-for-couples-living-on-one-income-right-now.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16889288-ep-207-3-practical-tips-for-couples-living-on-one-income-right-now.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;47:05&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1743422400,&quot;key&quot;:&quot;c12c0590a537797ebc3b12754384db5f&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-18&quot;:{&quot;title&quot;:&quot;Ep 206: Introducing Taste the Impact | Our new mini-doc about food, money, and the future&quot;,&quot;description&quot;:&quot;&lt;p&gt;&lt;b&gt;Links:\\u00a0&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/n0ZEJ8JfOnw?si=x6dyLniP3bm4oGEG&#039;&gt;Watch the 90-second trailer of Taste the Impact\\u00a0&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/youtu.be\\\/slrCXCvKSFA?si=yTyqpFt2ZTgdXGkf&#039;&gt;Watch the full-length &#8221;Taste the Impact&#8221; mini-doc now&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/investforbetter.org\\\/event\\\/shifting-wealth-shaping-futures-info-session\\\/&#039;&gt;Register for the Shifting Wealth, Shaping Futures info session on March 26th\\u00a0&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;li&gt;&lt;a href=&#039;https:\\\/\\\/investforbetter.org\\\/membership\\\/&#039;&gt;Become a member of Invest for Better &lt;\\\/a&gt;(it\\u2019s free!)&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;This week\\u2019s episode is about something personal, political, and, up until recently, way too overlooked: food.&lt;\\\/p&gt;\\n&lt;p&gt;We spend a lot of time talking about food, but not nearly enough time talking about how it shows up in our kitchens, grocery carts, or dinner tables. So today, we\\u2019re changing that.&lt;\\\/p&gt;\\n&lt;p&gt;We\\u2019re introducing our latest creative project, Taste the Impact, which a short film (or op-doc, if you\\u2019re feeling fancy) that explores the relationship between investing and the food system. Not just what we choose to buy, but what we\\u2019re being sold. Because behind every recall, rising price tag, and empty produce shelf, there\\u2019s a money trail worth following.&lt;\\\/p&gt;\\n&lt;p&gt;This is an episode that sits squarely at the intersection of life and money. It\\u2019s about challenging the status quo, asking uncomfortable questions, and recognizing that our financial choices have real-world consequences.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;In this episode, we get into:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why we made Taste the Impact now and and why storytelling is a financial tool just as much as spreadsheets are&lt;\\\/li&gt;\\n&lt;li&gt;What visual media can do that numbers alone can\\u2019t (and how historical social movements have always known this)&lt;\\\/li&gt;\\n&lt;li&gt;Why \\u201cvalues-aligned investing\\u201d only gets real when you zoom into something specific, like food&lt;\\\/li&gt;\\n&lt;li&gt;How systemic failures are driving the wave of food recalls&lt;\\\/li&gt;\\n&lt;li&gt;What\\u2019s behind the rising cost of food, and why it&amp;apos;s not just inflation&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;March 24, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16850566-ep-206-introducing-taste-the-impact-our-new-mini-doc-about-food-money-and-the-future.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16850566-ep-206-introducing-taste-the-impact-our-new-mini-doc-about-food-money-and-the-future.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;38:07&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1742832000,&quot;key&quot;:&quot;46f7949a38b30f0091c1172fa65fd175&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-19&quot;:{&quot;title&quot;:&quot;Ep 205: Expat life &#8211; How to test the waters and decide if you should dive in&quot;,&quot;description&quot;:&quot;&lt;p&gt;This week, we dive headfirst into the very timely topic of expating. Is it just a fantasy fueled by tough times or is there something deeper driving this urge to GTFO?\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;In this episode, we&amp;apos;re exploring the layers of this question. We break down the different flavors of expating, from slow travel hacks that let you vibe abroad for a few months with zero paperwork (hello, Schengen Zone!) to the allure of Digital Nomad Visas for those of us who can work from anywhere with Wi-Fi and a decent latte. We even get into the semi-permanent options and, for the truly committed, buying your way into citizenship.&lt;\\\/p&gt;\\n&lt;p&gt;Ultimately, this episode isn&amp;apos;t about escapism. It&amp;apos;s about options, feasibility, and the very real trade-offs you need to consider when contemplating a life lived beyond your current borders.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt;We discuss:&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;The rise of &#8221;Plan B&#8221; thinking in the FIRE community and beyond&lt;\\\/li&gt;\\n&lt;li&gt;Tourist stays and slow travel: Easy ways to get your feet wet abroad&lt;\\\/li&gt;\\n&lt;li&gt;Digital Nomad Visas (DNVs): Working remotely from paradise (with a minimum income requirement, naturally)&lt;\\\/li&gt;\\n&lt;li&gt;Extended visas and residency pathways: Semi-permanent solutions for a longer stay&lt;\\\/li&gt;\\n&lt;li&gt;Naturalization and citizenship: The full commitment, from marriage to ancestry to buying your way in&lt;\\\/li&gt;\\n&lt;li&gt;The &#8221;Split Life&#8221; Model: Six months here, six months there (the best of both worlds?)&lt;\\\/li&gt;\\n&lt;li&gt;The real costs and considerations: Taxes, paperwork, culture shock, currency risks, and that annoying &#8221;ideological accent&#8221; you didn&amp;apos;t even know you had.&lt;\\\/li&gt;\\n&lt;li&gt;Our rule of thumb for financial feasibility: Is it really worth it?&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;And if you know someone who&amp;apos;s made the leap (or is seriously contemplating it), drop us a comment below! We&amp;apos;re always looking for folks to interview for future episodes, especially if they have interesting stories or maybe even went back home after a few years.\\u00a0&lt;\\\/p&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;March 17, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16807153-ep-205-expat-life-how-to-test-the-waters-and-decide-if-you-should-dive-in.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16807153-ep-205-expat-life-how-to-test-the-waters-and-decide-if-you-should-dive-in.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;48:20&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1742227200,&quot;key&quot;:&quot;21de071151be1807a4b4329e2ba82042&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;ppe-3826-20&quot;:{&quot;title&quot;:&quot;Ep 204: Women\\u2019s History Month 2025 | Celebrating wins and fighting for more&quot;,&quot;description&quot;:&quot;&lt;p&gt;&lt;b&gt;Join a Shifting Wealth, Shaping Futures Circle today: &lt;\\\/b&gt;&lt;a href=&#039;https:\\\/\\\/investforbetter.org\\\/swsf\\\/&#039;&gt;&lt;b&gt;https:\\\/\\\/investforbetter.org\\\/swsf\\\/&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;\\u00a0&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;em&gt;Not quite ready for a circle? Sign up for a free membership with Invest for Better: &lt;\\\/em&gt;&lt;a href=&#039;https:\\\/\\\/investforbetter.org\\\/membership\\\/&#039;&gt;&lt;em&gt;https:\\\/\\\/investforbetter.org\\\/membership\\\/&lt;\\\/em&gt;&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;&lt;b&gt;Get your ticket to the Northeast FI Camp Women&amp;apos;s Weekend: &lt;\\\/b&gt;&lt;a href=&#039;https:\\\/\\\/khbfinancial.com\\\/northeastficamps\\\/&#039;&gt;&lt;b&gt;https:\\\/\\\/khbfinancial.com\\\/northeastficamps\\\/&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;&lt;em&gt;For information about future, co-ed events, sign up for their email list: &lt;\\\/em&gt;&lt;a href=&#039;https:\\\/\\\/eastcoastfi.kit.com\\\/adab4cc93c&#039;&gt;&lt;em&gt;https:\\\/\\\/eastcoastfi.kit.com\\\/adab4cc93c&lt;\\\/em&gt;&lt;\\\/a&gt;&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;For most of history, women weren\\u2019t just left out of wealth-building, we weren\\u2019t even in the conversation. Fast forward to today: Women are investing more than ever, making up a record percentage of stock market participants, growing businesses, and holding more financial power than at any point in history. That\\u2019s the win.&lt;\\\/p&gt;\\n&lt;p&gt;But here\\u2019s the fight: We\\u2019re still paid less, still have less wealth, and the traditional financial playbook assumes everyone earns, invests, and retires like a man. This means even when we &lt;em&gt;do&lt;\\\/em&gt; everything right, we\\u2019re often playing catch-up.&lt;\\\/p&gt;\\n&lt;p&gt;So this Women\\u2019s History Month, we\\u2019re asking: What happens when we go from participating to leading?&lt;\\\/p&gt;\\n&lt;p&gt;We discuss&lt;em&gt;:\\u00a0&lt;\\\/em&gt;&lt;\\\/p&gt;\\n&lt;ul&gt;\\n&lt;li&gt;Why the wealth gap still exists even as women invest more than ever&lt;\\\/li&gt;\\n&lt;li&gt;How to rewrite the financial playbook so it actually works for us&lt;\\\/li&gt;\\n&lt;li&gt;Redefining financial confidence and owning it \\u00a0&lt;\\\/li&gt;\\n&lt;li&gt;The investing strengths women already have and how to use them to win&lt;\\\/li&gt;\\n&lt;li&gt;Using community as a secret weapon and connecting with other women like \\u201crich aunties\\u201d who\\u2019ve been through it and have the wisdom to share.\\u00a0&lt;\\\/li&gt;\\n&lt;\\\/ul&gt;\\n&lt;p&gt;&lt;b&gt;&lt;br \\\/&gt;&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt; &lt;b&gt;Connect with Julien and Kiersten &lt;\\\/b&gt;on our &lt;a href=&#039;http:\\\/\\\/www.richandregular.com\\\/&#039;&gt;website&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/www.instagram.com\\\/richandregular\\\/&#039;&gt;Instagram&lt;\\\/a&gt;, &lt;a href=&#039;https:\\\/\\\/twitter.com\\\/richandregular&#039;&gt;Twitter&lt;\\\/a&gt;, and &lt;a href=&#039;https:\\\/\\\/www.youtube.com\\\/@richandregular&#039;&gt;YouTube&lt;\\\/a&gt;.&lt;br \\\/&gt;&lt;a href=&#039;https:\\\/\\\/richandregular.us19.list-manage.com\\\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92&#039;&gt;&lt;br \\\/&gt;&lt;b&gt;Join our email list&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt; to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;Get our book &lt;a href=&#039;https:\\\/\\\/amzn.to\\\/3uh2bn1&#039;&gt;&lt;b&gt;Cashing Out: Win the Wealth Game by Walking Away&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;b&gt;, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes&lt;\\\/b&gt;&lt;\\\/p&gt;\\n&lt;p&gt;If you would like to learn more about investing, &lt;b&gt;check out our newest class,&lt;\\\/b&gt; &lt;a href=&#039;https:\\\/\\\/richandregular.com\\\/learn\\\/&#039;&gt;&lt;b&gt;Making Money Grow&lt;\\\/b&gt;&lt;\\\/a&gt;&lt;\\\/p&gt;\\n&quot;,&quot;author&quot;:&quot;rich &amp; REGULAR&quot;,&quot;date&quot;:&quot;March 10, 2025&quot;,&quot;link&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16764823-ep-204-women-s-history-month-2025-celebrating-wins-and-fighting-for-more.mp3&quot;,&quot;src&quot;:&quot;https:\\\/\\\/www.buzzsprout.com\\\/2283297\\\/episodes\\\/16764823-ep-204-women-s-history-month-2025-celebrating-wins-and-fighting-for-more.mp3&quot;,&quot;featured&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;featured_id&quot;:0,&quot;mediatype&quot;:&quot;audio&quot;,&quot;categories&quot;:[],&quot;duration&quot;:&quot;40:58&quot;,&quot;episodetype&quot;:&quot;full&quot;,&quot;timestamp&quot;:1741611600,&quot;key&quot;:&quot;115100b0a426128bc49caf726a54f746&quot;,&quot;fset&quot;:&quot;&quot;,&quot;fratio&quot;:1},&quot;load_info&quot;:{&quot;loaded&quot;:20,&quot;displayed&quot;:10,&quot;offset&quot;:0,&quot;maxItems&quot;:224,&quot;src&quot;:&quot;e4b789da2f4ba267988a99d7d7d4c34a&quot;,&quot;step&quot;:10,&quot;sortby&quot;:&quot;sort_date_desc&quot;,&quot;filterby&quot;:&quot;&quot;,&quot;fixed&quot;:&quot;&quot;,&quot;args&quot;:{&quot;imgurl&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;imgset&quot;:&quot;&quot;,&quot;display&quot;:&quot;&quot;,&quot;hddesc&quot;:0,&quot;hdfeat&quot;:0,&quot;oricov&quot;:&quot;https:\\\/\\\/storage.buzzsprout.com\\\/b3loh3r3aok3ii12p7waid66n01r?.jpg&quot;,&quot;elength&quot;:18}},&quot;rdata&quot;:{&quot;permalink&quot;:&quot;https:\\\/\\\/www.success.com\\\/wp-json\\\/wp\\\/v2\\\/podcasts\\\/74844&quot;,&quot;fprint&quot;:&quot;e4b789da2f4ba267988a99d7d7d4c34a&quot;,&quot;from&quot;:&quot;feedurl&quot;,&quot;elen&quot;:18,&quot;eunit&quot;:&quot;&quot;,&quot;teaser&quot;:&quot;&quot;,&quot;title&quot;:&quot;rich &amp; REGULAR with Kiersten and Julien Saunders&quot;}}\"><div class=\"pp-podcast__wrapper\"><div class=\"pp-podcast__info pod-info\"><div class=\"pod-info__header pod-header\"><div class=\"pod-header__items pod-items\"><div class=\"pod-items__title\">rich &amp; REGULAR with Kiersten and Julien Saunders<\/div><div class=\"pod-items__desc\"><p>rich &amp; REGULAR is the podcast for people who want to take charge of their money, pay off their debt, build their wealth, and live their best lives without being obsessed with money. Every week, Kiersten and Julien Saunders show you how money intersects with everything else in your life and teach you how to use it to your advantage. They share their insights and tips on how to make, save, and invest money in creative and unconventional ways. They also help you understand the big changes that are happening in the world and how to adapt to them.&nbsp; Because being rich &amp; famous is overrated. Being rich &amp; REGULAR is where it&#8217;s at. &nbsp;<\/p>\n<\/div><\/div><\/div><\/div><div class=\"pp-podcast__content pod-content\"><div class=\"pp-podcast__single\"><div class=\"pp-podcast__player\"><div class=\"pp-player-episode\"><audio id=\"pp-podcast-3826-player\" preload=\"none\" class=\"pp-podcast-episode\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17614588-ep-223-can-you-actually-afford-private-school.mp3\" \/><\/audio><\/div><\/div><div class=\"pod-content__episode episode-single\"><button class=\"episode-single__close\" aria-expanded=\"false\" aria-label=\"Close Single Episode\"><span class=\"btn-icon-wrap\"><svg class=\"icon icon-pp-x\" aria-hidden=\"true\" role=\"img\" focusable=\"false\"><use href=\"#icon-pp-x\" xlink:href=\"#icon-pp-x\"><\/use><\/svg><\/span><\/button><div class=\"episode-single__wrapper\"><div class=\"episode-single__header\"><div class=\"episode-single__title\">Ep 223: Can you actually afford private school?<\/div><div class=\"episode-single__author\"><span class=\"byname\">by<\/span><span class=\"single-author\">rich &amp; REGULAR<\/span><\/div><\/div><div class=\"episode-single__description\"><p><b>\ud83d\udc49 Catch us co-hosting the Merging into Life podcast with AAA Northeast! The first 2 episodes are live now, and you can listen on <\/b><a href='https:\/\/podcasts.apple.com\/us\/podcast\/merging-into-life\/id1744208324'><b>Apple Podcasts<\/b><\/a><b> or <\/b><a href='https:\/\/magazine.northeast.aaa.com\/merging-into-life-podcast\/'><b>here<\/b><\/a><b><em> \ud83d\udc48<\/em><\/b><\/p><p>This week we\u2019re pulling the curtain back on a topic that rarely gets talked about honestly, whether private school is actually affordable\u2026 even if you can technically write the check.<\/p><p>We\u2019re not here to shame anyone\u2019s choices. But if you\u2019ve ever wondered whether that tuition bill is still worth it, or if you\u2019ve been secretly thinking about pulling your kid out, we made this one for you. In this episode, we break down:<\/p><ul><li>Why the \u201c$15K a year\u201d number doesn\u2019t tell the whole story<\/li><li>The hidden (and not-so-hidden) social costs of private school<\/li><li>How the new national voucher program could raise tuition, not lower it<\/li><li>What the research actually says about outcomes in public vs. private school<\/li><li>A side-by-side comparison of investing the money instead and what that could mean for your child\u2019s future<\/li><\/ul><p>We also get into the emotional toll of living on the financial edge \u201cfor the kids,\u201d the illusion of networking your way into elite circles, and what wealthy families are doing differently that might surprise you.<\/p><p>Whether you\u2019re team public, private, homeschool or just trying to figure it out, you\u2019ll leave with better questions, clearer trade-offs, and (hopefully) a little less guilt.<\/p><p><b><em>\u200b\u200b<\/em><\/b><b>Links:\u00a0<\/b><\/p><ul><li>Episode 151 &#8211; <a href='https:\/\/youtu.be\/-3zg3ioX4hE?si=EfXEIBcEUUsVaiaA'>How to raise a \u201crich\u201d kid<\/a><\/li><li>Episode 69 &#8211; <a href='https:\/\/podcasts.apple.com\/us\/podcast\/69-investing-for-your-kids\/id1562432041?i=1000574661490'>Investing for your kids<\/a><\/li><\/ul><p><b>Connect with Julien and Kiersten <\/b>on our <a href='http:\/\/www.richandregular.com\/'>website<\/a>, <a href='https:\/\/www.instagram.com\/richandregular\/'>Instagram<\/a>, <a href='https:\/\/twitter.com\/richandregular'>Twitter<\/a>, and <a href='https:\/\/www.youtube.com\/@richandregular'>YouTube<\/a>.<br \/><a href='https:\/\/richandregular.us19.list-manage.com\/subscribe?u=ea4c6332a691ba7e83c195da7&amp;id=dc61f8cd92'><br \/><b>Join our email list<\/b><\/a><b> to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.<\/b><\/p><p>Get our book <a href='https:\/\/amzn.to\/3uh2bn1'><b>Cashing Out: Win the Wealth Game by Walking Away<\/b><\/a><b>, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes<\/b><\/p><p>If you would like to learn more about investing, <b>check out our newest class,<\/b><a href='https:\/\/richandregular.com\/learn\/'><b>Making Money Grow<\/b><\/a><\/p><\/div><\/div><div class=\"ppjs__img-wrapper \"><div class=\"ppjs__img-btn-cover\"><img decoding=\"async\" class=\"ppjs__img-btn\" src=\"https:\/\/storage.buzzsprout.com\/b3loh3r3aok3ii12p7waid66n01r?.jpg\" srcset=\"\" sizes=\"(max-width: 640px) 100vw, 300px\" alt=\"Ep 223: Can you actually afford private school?\"><\/div><span class=\"ppjs__img-btn-style\" style=\"display: block; width: 100%; padding-top: 100%\"><\/div><\/div><\/div><div class=\"pod-content__list episode-list\"><div class=\"episode-list__filters\"><div class=\"episode-list__search\"><label class=\"label-episode-search\"><span class=\"ppjs__offscreen\">Search Episodes<\/span><input type=\"text\" placeholder=\"Search Episodes\" title=\"Search Podcast Episodes\"\/><\/label><span class=\"episode-list__search-icon\"><svg class=\"icon icon-pp-search\" aria-hidden=\"true\" role=\"img\" focusable=\"false\"><use href=\"#icon-pp-search\" xlink:href=\"#icon-pp-search\"><\/use><\/svg><\/span><\/div><button class=\"episode-list__clear-search pod-button\"><svg class=\"icon icon-pp-x\" aria-hidden=\"true\" role=\"img\" focusable=\"false\"><use href=\"#icon-pp-x\" xlink:href=\"#icon-pp-x\"><\/use><\/svg><span class=\"ppjs__offscreen\">Clear Search<\/span><\/button><\/div><div class=\"episode-list__wrapper\">\n<div id=\"ppe-3826-1\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 223: can you actually afford private school?\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17614588-ep-223-can-you-actually-afford-private-school.mp3\">Ep 223: Can you actually afford private school?<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">August 4, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div id=\"ppe-3826-2\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 222: why we don\u2019t share everything (and what we do instead)\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17541655-ep-222-why-we-don-t-share-everything-and-what-we-do-instead.mp3\">Ep 222: Why we don\u2019t share everything (and what we do instead)<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">July 21, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div id=\"ppe-3826-3\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 221: how to know if your car is costing too much\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17502964-ep-221-how-to-know-if-your-car-is-costing-too-much.mp3\">Ep 221: How to know if your car is costing too much<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">July 14, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div id=\"ppe-3826-4\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 220: how to give yourself a raise without changing jobs\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17465973-ep-220-how-to-give-yourself-a-raise-without-changing-jobs.mp3\">Ep 220: How to give yourself a raise without changing jobs<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">July 7, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div id=\"ppe-3826-5\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 219: what our book &#8216;cashing out&#8217; still gets right 3 years later\u2026\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17436193-ep-219-what-our-book-cashing-out-still-gets-right-3-years-later.mp3\">Ep 219: What our book &#8216;Cashing Out&#8217; still gets right 3 years later\u2026<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">July 2, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div id=\"ppe-3826-6\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 218: what to do with your money when the world feels unstable\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17384954-ep-218-what-to-do-with-your-money-when-the-world-feels-unstable.mp3\">Ep 218: What to do with your money when the world feels unstable<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">June 23, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div id=\"ppe-3826-7\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 217: the $40 billion hobby | how to stop overspending on youth sports\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17306037-ep-217-the-40-billion-hobby-how-to-stop-overspending-on-youth-sports.mp3\">Ep 217: The $40 Billion Hobby | How to Stop Overspending on Youth Sports<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">June 9, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div id=\"ppe-3826-8\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 216: 3 questions to ask before you quit your job (that have nothing to do with money)\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17270193-ep-216-3-questions-to-ask-before-you-quit-your-job-that-have-nothing-to-do-with-money.mp3\">Ep 216: 3 questions to ask before you quit your job (that have nothing to do with money)<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">June 2, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div id=\"ppe-3826-9\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 215: the 3 spending personalities and how to budget with yours\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17228920-ep-215-the-3-spending-personalities-and-how-to-budget-with-yours.mp3\">Ep 215: The 3 spending personalities and how to budget with yours<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">May 26, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<div id=\"ppe-3826-10\" class=\"episode-list__entry pod-entry\" data-search-term=\"ep 214: get paid to learn: our advice for the class of 2025\" data-cats=\"\">\n\t<div class=\"pod-entry__wrapper\">\n\t\t<div class=\"pod-entry__content\">\n\t\t\t<div class=\"pod-entry__title\">\n\t\t\t\t<a href=\"https:\/\/www.buzzsprout.com\/2283297\/episodes\/17189155-ep-214-get-paid-to-learn-our-advice-for-the-class-of-2025.mp3\">Ep 214: Get paid to learn: Our advice for the Class of 2025<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"pod-entry__date\">May 19, 2025<\/div>\n\t\t\t\t\t\t\t<div class=\"pod-entry__author\">rich &amp; REGULAR<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"lm-button-wrapper\"><button class=\"episode-list__load-more\"><span>Load More<\/span><\/button><\/div><div class=\"episode-list__search-results episode-search\"><span class=\"ppjs__offscreen\">Search Results placeholder<\/span><\/div><\/div><\/div><div class=\"ppjs__list-reveal\"><div class=\"ppjs__button\"><button class=\"pp-prev-btn\"><span class=\"ppjs__offscreen\">Previous Episode<\/span><span class=\"btn-icon-wrap\"><svg class=\"icon icon-pp-previous\" aria-hidden=\"true\" role=\"img\" focusable=\"false\"><use href=\"#icon-pp-previous\" xlink:href=\"#icon-pp-previous\"><\/use><\/svg><\/span><\/button><\/div><div class=\"ppjs__button\"><button class=\"pp-list-btn\"><span class=\"ppjs__offscreen\">Show Episodes List<\/span><span class=\"btn-icon-wrap\"><svg class=\"icon icon-pp-show-list\" aria-hidden=\"true\" role=\"img\" focusable=\"false\"><use href=\"#icon-pp-show-list\" xlink:href=\"#icon-pp-show-list\"><\/use><\/svg><svg class=\"icon icon-pp-hide-list\" aria-hidden=\"true\" role=\"img\" focusable=\"false\"><use href=\"#icon-pp-hide-list\" xlink:href=\"#icon-pp-hide-list\"><\/use><\/svg><\/span><\/button><\/div><div class=\"ppjs__button\"><button class=\"pp-next-btn\"><span class=\"ppjs__offscreen\">Next Episode<\/span><span class=\"btn-icon-wrap\"><svg class=\"icon icon-pp-next\" aria-hidden=\"true\" role=\"img\" focusable=\"false\"><use href=\"#icon-pp-next\" xlink:href=\"#icon-pp-next\"><\/use><\/svg><\/span><\/button><\/div><\/div><\/div><\/div><div class=\"pod-content__launcher pod-launch\"><button class=\"pod-launch__button pod-launch__info pod-button\" aria-expanded=\"false\"><span class=\"ppjs__offscreen\">Show Podcast Information<\/span><span class=\"btn-icon-wrap\"><svg class=\"icon icon-pp-podcast\" aria-hidden=\"true\" role=\"img\" focusable=\"false\"><use href=\"#icon-pp-podcast\" xlink:href=\"#icon-pp-podcast\"><\/use><\/svg><svg class=\"icon icon-pp-x\" aria-hidden=\"true\" role=\"img\" focusable=\"false\"><use href=\"#icon-pp-x\" xlink:href=\"#icon-pp-x\"><\/use><\/svg><\/span><\/button><\/div><\/div>","protected":false},"featured_media":74923,"template":"","class_list":["post-74844","podcasts","type-podcasts","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>rich &amp; 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